How to Perform Wema Bank Cardless Withdrawal without ATM card


In this guide, I will explain how anyone can initiate a cardless withdrawal on their Wema bank without having to use an ATM card, Yes! you can withdraw money from any ATM anywhere in the country, without having your ATM card, it’s not quantum science, it’s technology and this is how go about it.

Cardless and cashless revolution is fastly changing the way we bank. Cardless ATMs is already disrupting and making a big evolution that is going to have a massive impact on the banking sector.

Cardless Banking allows user to access the service via the designated smartphone app and a registered bank account. The beneficiary of the cash, on the other hand, is usually a bank user of the same or different bank.

>Do You Want To Receive Update As Soon As We Publish? join our Telegram Channel stay updated with the latest headlines--CLICK HERE

Although cashless technology and infrastructure were introduced , people still needed cash. Cash also provides financial protection and personal satisfaction for many who still don’t want to use cards – a trend that is becoming more popular among many Nigeria.

How does Cardless Banking work?

Wema Bank Cardless Atm or Cardless Cash Withdrawal is able to withdraw cash from ATMs without the usage of any pre-issued ATM card.

Cardless Banking Systems allows bank users to use their Internet Banking login credentials to register with the bank application provided. A second level check is done with a PIN check. The user account will be validated and ready for usage until the process is done.
We believe you are a legit WEMA bank account user and have a valid NUBAN account with the bank before you can initiate the cardless transaction.

Steps and Code to Perform Wema bank Cardless Withdrawal


You’re just a few clicks away from performing Wema bank cardless withdrawal, below is the steps to withdraw money without ATM card for Wema bank account holders.

  • On your mobile phone, dial *945*8*Amount to cash #, be sure to use the same SIM card you used in opening your account with WEMA.
  • Key in your cash out PIN.
  • Key in the amount to withdraw (cash limit is 20,000 Naira).
  • You will receive a Reference code to cash out in the SMS
  • Visit the nearest ATM close to you and select Paycode
  • Follow the onscreen details to complete the transaction and get your cash


◊ On February 25, 2021, Mitrobe network will be hosting a special training session on Cryptocurrency, Crypto Trading Basics with Binance and how to profit massively from market volatility. Also, how to master pair to pair (P2P) trading ,withdraw and deposit monies to your bank account without hitches. --CLICK HERE TO JOIN US

◊Register Your Business Name and Company With CAC and Get it in less than 2 weeks--CLICK HERE

◊ Get Free ₦1,000 plus 5% - 15% interests on savings and over 35% return on investments: Create a Free Account on PiggyVest --CLICK HERE

◊Join the Best P2P Crypto Exchange site REMITANO, Get Up to 33% Off Deals/Orders --CLICK HERE

How useful was this article?

Click on a star to rate it!

Average rating 0 / 5. Vote count: 0

No votes so far! Be the first to rate this post.

Leave a Reply