Mitrobe Network

Keystone Bank is amongst the top banks in Nigeria offering a wide range of services. I know most people due to the lockdown have been stranded in one way or the other when trying to access their funds or make transfers.
If you have been looking for the way to perform transactions online using Keystone Bank, look no further, in this post, I will tell you all you need to know about Keystone Bank Mobile banking, how to download the application and how to signup for an account on the app.
In my previous post, I wrote about Zenith Bank Mobile App as well as GTbank internet banking, if you are interested in checking them out. I know most of us have multiple Bank accounts with different banks. 
Internet banking is becoming the new world order due to the Coronavirus outbreak in the world and in Nigeria. Most businesses are shut down at the moment, and banking activities are being moved to online transactions, thankfully almost all top backs in Nigeria already had a mobile app for their users.
Keystone Bank is among the Banks with internet banking activities, here’s all you need to know about the Bank Mobile App.

Keystone Bank Mobile Banking

The Keystone mobile app is available with loads of features that ensure convenient and reliable banking services to its users. Keystone mobile apps have a seamless registration process, Airtime top-up, fund transfers to any local bank, payment for bills and services, Fixed Deposits & investments and so much more.
They have a variety of mobile products tailored towards making life easier for their users. Some of their apps include:

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  1. Keystone bank mToken used to generate tokens for online transactions
  2. RAAP (Rapid Account Activation Program), as the name implies, is used for fast account opening.
  3. Kash Mobile, an app.owned by Keystone Bank and is used for eWallet transactions
  4. Keystone Mobile, the app under review, is used for a wide range of services ranging from transfers, mobile top-up, payment of bills among other features.Keystone Bank Mobile banking

How to Download and Install Keystone Bank Mobile App

To download this app, you can either go through their website then clicking on the mobile banking link. It will take you to the download link for both devices. Alternatively, you can simply go to your app store and do a quick search for Keystone Bank Mobile App, from there simply click on the install icon, if you’re on an Android device.
If you’re using an iPhone, similarly go to the app store and search using the keyword survived above.
It is important to point out that Keystone Bank has a variety of online mobile apps for seamless transactions, offering their own specific features. To make sure you are downloading the one you require, click on the one named Keystone Bank App.

How to register your Account on Keystone Mobile Banking App

To register your account, you need to have the app downloaded  from Google Play or Apple Stores, you can use either one of these methods specified below to Register  


Method 1: Registration With Hardware Token 

  1. Enter your Account number and Continue 
  2. Click Hardware Token 
  3. Enter the Token from the device and Token PIN 
  • Create and confirm Password (six digits) 
  • Create and confirm Mobile PIN (four digits) 
  • Click on Submit (Operation Successful) 

Upon successful registration, you are required to enter Account Number and Password to log in. 

Method 2: Registration With Card 

  1. Enter your Account Number and Continue 
  2. Select Card 
  3. Enter the Last Six Digits of the Card and Card Pin 
  • Create and Confirm Password (six digits) 
  • Create and Confirm Mobile PIN (four digits) 
  • Clicks on Submit (Operation Successful) 

Similarly, you will be required to enter the Account Number and Password to login to the App. 

Method 3. Registration With OTP 

  1. Request OTP and Continue 
  • Create and Confirm Password (six digits) 
  • Create and Confirm Mobile PIN (four digits) 
  • Click on Submit (Operation Successful) 
  • Enter the OTP received via SMS to the registered number. 

Again the user is required to enter Account Number and Password to login to the App. Keystone Bank Mobile banking

Features of Keystone Bank App

  • Easily open an account instantly
  • Bank on the go with their telegram chatBot.
  • Know your relationship officer
  • Book a fixed deposit instantly
  • Instant foreign currency transfer
  • Set up recurring bills payment and transfers
  • Allows you to buy movie tickets


So there you have it, everything there is to know about Keystone Bank Mobile banking, I hope you find this post useful. Although most Banks are not operational due to the pandemic and lockdown in the country, internet banking aims to make it possible for anyone to transact from anywhere in the world using their Smartphone.
If you are still in doubt if online banking, contact your bank customer care line for details of how to get started.

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